When To File a Claim

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even […]

Flood Safety Tips

Floods can occur anywhere, with floodwaters rising gradually or flash floods striking suddenly. Flash floods are the number one weather-related killer in the United States — most flood fatalities happen because people try to drive through deadly waters rather than avoid them. (Source: Federal Emergency Management Agency, 2005) Water’s powerful force can easily overtake vehicles caught in […]

What Can Happen

Ignoring the importance of regular maintenance to your gutters and roof could eventually lead to several thousand dollars worth of interior damage.  This damage could result in mold growth, and structural issues within the home.  As seen in the pictures below, a clogged gutter, (filled with just leaves), resulted in severe interior water damage and […]