Floods can occur anywhere, with floodwaters rising gradually or flash floods striking suddenly. Flash floods are the number one weather-related killer in the United States — most flood fatalities happen because people try to drive through deadly waters rather than avoid them. (Source: Federal Emergency Management Agency, 2005) Water’s powerful force can easily overtake vehicles caught in […]
The top five deadliest floods in world history occurred when the Huang He (Yellow) River in China exceeded its banks. The yellow silt that provoked the river’s name can pile up higher than the land around it, causing the water to spill out of its causeway and onto the flat land surrounding it. Natural ice […]
Equipping your home with the right fire safety equipment can help you gain precious seconds in a fire emergency. Be sure your home includes the following equipment, that you (and your family) know how to use it. What to Include in Your Home Fire Safety Kit 1. Smoke Alarms The single most important piece of […]
When anyone searches for just about anything on the internet, most of us tend to rely on user reviews. We all have our own systems, with some people looking for how many, while others will only look to read the poor ones. But what about the fake ones? When speaking of contractors, since that’s what […]
A deductible is the amount of money a policyholder must pay out-of-pocket toward damages or a loss before their insurance company will pay for a claim. You do not actually pay your deductible to your insurance company like you would a premium or bill. If you file a claim and it is covered, the deductible […]
Finishing off our two part series on Spring Maintenance for your home, we leave you with some of the most important exterior issues to address each year. Exterior Upkeep Your window screens aren’t the only parts of your home that can fall victim to nasty winter weather, so you may want to take stock of […]
Multiple sclerosis and the MS movement – everyone engaged in addressing the challenges of MS today while moving toward long-term solutions for tomorrow – become better known each year. But more must be done. Together we are stronger when it comes to increasing awareness and support to create a world free of MS. You can […]
If you think about water damaging your home, you might conjure up an image of a hurricane, torrential rain or other natural catastrophe. The unfortunate reality is that damage that is caused when ordinary household appliances fail can be just as destructive as an extreme weather event. According to the Insurance Industry Institute, water damage accounts […]
As we enter the New Year, it might just be the perfect time to take stock of your material possessions. Did you get a great gift for the holidays? Maybe a diamond ring, a new musical instrument or a beautiful watch? All of these items should be insured, and, just as importantly, added to your home […]
After a claim has been filed, and if you filed the claim yourself, your work is not finished. You have to be diligent when filing a claim in a water loss, or any loss for that matter, because you want to be sure you’re getting what you deserve. Here’s a short list of things to […]