Mold Insurance

On many occasions, I field calls from customers who have mold growth in their home and are under the impression that their issue is covered under their insurance policy.  In certain instances this is true, but in most instances it isn’t.  Most policies have any where from Five to Ten Thousand Dollars worth of coverage, […]

Dogs & Insurance

Up to 47% of American households have a dog, and for insurance companies, these households represent a risk. In 2013, homeowners insurance policies paid out some $483 million in dog bite liability claims. Obviously, insurance companies would rather not be shelling out hundreds of millions of dollars over dog bites. But what are they doing to […]

What Lurks Behind

Pictured here is a photo of a wall in a living room adjoined to the back of the kitchen.  The insurance adjuster only initially paid the claim for this room, but after we opened the wall, we were able to confirm the damage was more extensive than originally assessed and an addendum had to be […]

Potential Slip & Fall Suits

With the winter season still holding on and another storm on its way, avoiding potential lawsuits is as simple as just shoveling and salting your property.  Injury lawyers pay significantly for airtime on radio and television this time of year, making everyone aware of their rights if they had an injury slipping on a sidewalk […]

Checking A Contractors Insurance

Home owners looking for a contractor make a major mistake when checking a contractor’s insurance.  I see between 400 to 500 projects per year and meet many potential clients and home owners.  And although most home owners understand the risk of allowing a contractor to perform work on your property without having insurance, many never […]

Dealing With Your Insurance Agency

Having a loss in your home can be a very traumatic and stressful experience especially when dealing with your insurance company.  The first choice you have when putting in a claim is decide whether or not you want to handle the claim yourself, or file through a public adjuster.  A public adjuster advocates for the […]

Checking Bills on Claims

So many times we see that restoration contractors hired on insurance claims, overcharge for services or charge for equipment they never used.  Why does this matter to you?  Although most people really don’t care because the money isn’t directly coming out of their pocket, you should take interest because in the end it will cost […]

They’re Everywhere!!!

With mold being such a hot topic over the last couple of years, more and more companies are popping up every week.  Each of them boasting more experience and more years in the field than the next.  But how do you know which company to chose?  Here’s some tips when choosing the right mold remediation […]

Real Emergency Service

So many companies claim to have 24 hour emergency service, but do they really?  Many instances customer will tell us that they had some sort of an issue, called a few contractors and either no one called them back, or they tried to offer their service the next business day.  I can not emphasize enough […]