After a claim has been filed, and if you filed the claim yourself, your work is not finished. You have to be diligent when filing a claim in a water loss, or any loss for that matter, because you want to be sure you’re getting what you deserve. Here’s a short list of things to […]
Having a water loss in your home is something no one ever wants to think about it. But when it does happen, it’s better to be prepared then to be caught off guard. Here’s a short list of things to do when you have a water damage loss: Quickly report the claim. You can file […]
The heavy snow and tides caused severe damage in some New Jersey shore towns making memories of Hurricane Sandy resurface. Flooding in Ocean City New Jersey was especially bad, as was flooding in Cape May County and Wildwood. Home owners need to be prepared for the hoards of restoration contractors and public adjusters that will […]
Homeowner’s insurance covers the cost of fixing many of the problems that can arise in an aging home. It may cover water damage caused by a leaky roof, damage to interior pipes that burst due to age or poor insulation, and fire damage caused by faulty electrical wiring. While every policy is different, most homeowner’s […]
Recently, I received a call from a couple who had a break in the stack pipe which caused water damage on the first floor and in the basement. They contacted their insurance company, who explained that they didn’t want anything touched until their adjuster saw the damage after the home owner refused to hire one […]
On a recent inspection of a property that had sustained extensive water damage from a broken pipe on the second floor, the owner called us with some concerns. He had hired another Water Restoration Company at the urging of his insurance company, and felt that the job was not being completed like it should. They […]
Pictured here is a photo of a wall in a living room adjoined to the back of the kitchen. The insurance adjuster only initially paid the claim for this room, but after we opened the wall, we were able to confirm the damage was more extensive than originally assessed and an addendum had to be […]
Having a loss in your home can be a very traumatic and stressful experience especially when dealing with your insurance company. The first choice you have when putting in a claim is decide whether or not you want to handle the claim yourself, or file through a public adjuster. A public adjuster advocates for the […]
You had a loss on your home, whether it be from water or fire. You filed a claim, and the adjuster gave you an option of one or two companies that they deem are, “approved vendors.” The restoration company comes out to the property and begins the mitigation work which takes anywhere from a day […]
Someone who investigates insurance claims to determine the extent of the insuring company’s liability. Claims adjusters may handle property claims involving damage to structures, and/or liability claims involving personal injuries or third-person property damage. A claims adjuster reviews each case by speaking with the claimant, interviewing any witnesses, researching records (such as police or medical […]