A Few Insurance Tips

Recently, I received a call from a couple who had a break in the stack pipe which caused water damage on the first floor and in the basement.  They contacted their insurance company, who explained that they didn’t want anything touched until their adjuster saw the damage after the home owner refused to hire one […]

Dealing With Your Insurance Agency

Having a loss in your home can be a very traumatic and stressful experience especially when dealing with your insurance company.  The first choice you have when putting in a claim is decide whether or not you want to handle the claim yourself, or file through a public adjuster.  A public adjuster advocates for the […]

What is a Claims Adjuster?

Someone who investigates insurance claims to determine the extent of the insuring company’s liability. Claims adjusters may handle property claims involving damage to structures, and/or liability claims involving personal injuries or third-person property damage. A claims adjuster reviews each case by speaking with the claimant, interviewing any witnesses, researching records (such as police or medical […]

Tips on Dealing With Adjusters

Insurance companies employ their own adjusters. They’ll evaluate your property damage and help walk you through the claims process, free of charge. In many states, you can also hire public adjusters to help you file claims and negotiate your insurance payment. Public adjusters represent the claimant, and usually charge you 10-15 percent of any insurance […]

Top 10 Tips When Filing a Fire Loss – Part 2

In continuing our blog on Filing a Fire Claim, here’s the last five… Keep Track of Your Living Expenses While displaced from your home, you will get reimbursed for living expenses because of a clause in your policy called, “loss of use.”  Note, however, that you are only entitled to the difference between what it […]